Mortgage points can be a confusing topic, especially if...

Many homeowners have experienced a moment when they have wished for a lower mortgage payment. With a mortgage refinance, you could effectively lower your monthly payments. Not sure where to begin with refinancing or whether it's right for you? We've got you covered with some tips and considerations. What is Refinancing? When you refinance a mortgage, you're essentially...

Government bodies develop zoning regulations to enhance the peaceful enjoyment of every member of a community’s property. These regulations are part of a larger land-use plan that separates commercial, retail and residential areas. Few would disagree that zoning rules prove beneficial in the overall scheme of things. But by that same token, they also represent an encumbrance on...

Photo by David McBee from Pexels At some point, you might come across the terms “easement” and “right of way.” These terms both imply another person or entity may have use of your property. As a homeowner or buyer in the market for a home, you’ll want to thoroughly understand both of these terms and how they can...

Photo by Alexander Mils from Pexels If your wealth is tied up in your home, how can you free up some cash? A reverse mortgage is available to homeowners with mostly or fully paid-off mortgages. The monthly payments, which come from the lender to you, are not counted as taxable income. But there are mortgage taxes, and interest...