Assuming a VA loan can be a convenient and cost-effective way for veterans to finance a new home. By assuming a loan, the buyer can take over an existing mortgage when buying a home. Loan assumption can have numerous advantages for the buyer and seller, and is considered an often overlooked VA benefit. Here are some major reasons...

Should you hire a real estate agent to help you buy a home? While it might seem simpler and more affordable to do it alone, the home buying process can be made much easier and more rewarding by hiring a real estate agent. Here are some of the major benefits of hiring an agent to help you buy...

A loan from the U.S. Department of Veteran Affairs can be an excellent choice for financing a home purchase. While VA benefits are generally reserved for veterans, there are a few exceptions with mortgage programs. Here are some other ways you could be eligible for a VA loan: Active Duty Fortunately, you don't have to have served in...

What’s the difference between a home insurance inspection and a standard home inspection? While homeowners might be familiar with the idea of home inspections in general, it’s crucial to know how an insurance inspection can differ. Here is a basic guide comparing home insurance inspections and standard inspections: Who requires it? Home insurance inspections are required and carried...

When buying a home, you can either build a new residence from scratch or buy an existing home already built. This can be a tough decision to make. Here are a few pros and cons of each to help you move forward with your decision. Buying an Existing Home There are several advantages to buying a home that’s...

Photo by Scott Webb from Pexels Potential new homebuyers have the choice of buying a starter home or a forever home. The details mean something different to everybody, but a starter home is usually regarded as a short-term living situation if you can’t afford your dream home yet. Some choose to wait until they can afford their forever...